Personal Checking

  • No minimum balance required and no service charge
  • ATM/Debit Card included upon approval
  • Unlimited check writing
  • Free internet banking and infoline access

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

  • A $500.00 minimum required ($5.00 monthly service charge if below)
  • Unlimited number of checks per month
  • ATM/Debit Card included upon approval
  • Free internet banking and infoline access
  • Single interest tier paid on entire balance

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

  • Unlimited number of checks per month
  • ATM/Debit Card included upon approval
  • Free Cashier’s Checks and Money Orders
  • Free Internet Banking and Infoline Access
  • Competitive Rates

Additional Benefits:

  • 0.10% bonus on CD (must compound interest)
  • 50% discount on basic in-house printed checks
  • $10.00 discount on annual safe deposit box rent

A $15.00 Monthly Service Charge applies unless the following are met:

  • $2,000.00 minimum balance
  • $5,000.00 total relationship balance

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

  • $1.00 Minimum Balance Required
  • No Service Charges
  • Refund of up to $10.00 on foreign ATM charges per statement cycle
  • Unlimited Check Writing
  • Free Online Banking and Infoline Access

Higher yield paid on balances up to $15,000.00 if the following requirements are met:

  • 10 Signature based VISA Check Card transactions that post and settle during the account statement cycle
  • 2 Automatic Debits
  • Enrollment in eStatement Program

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

For Customers 55+

  • $300.00 minimum balance required to avoid $3.00 monthly service charge
  • ATM/Debit card included upon approval
  • Unlimited check writing
  • Free online banking and infoline access
  • Free basic in-house printed checks
  • Free cashier’s checks and money orders
  • $10.00 discount on annual safe deposit box rent

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

Personal Savings

  • $100.00 Minimum to Open (Waived for Minors)
  • No Minimum Balance Required
  • Preauthorized transfers are limited to six per month
  • $1.00 fee for each withdrawal after the first 3

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

  • $1,000.00 Minimum (If below minimum $10.00 monthly service charge applies)
  • Write up to 6 checks per month ($10.00 service charge if limited exceeded)
  • Tier rates (higher balances earn higher rates)

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

A CD is a contract between a customer and the bank that specifies the length of time a designated amount of money will be deposited at the bank. This agreement allows the bank to pay interest rates on customers’ funds.

Competitive Rates Paid Based on Term of Deposit

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

An Individual Retirement Account is a tax sheltered savings plan designed to help individuals save money for retirement. You may choose to fund your IRA with before tax or after tax dollars depending on what type of account you are qualified. Preferred Bank recommends seeking the advice of a tax professional prior to funding any type of IRA.

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.

If you make 49 consecutive and timely weekly deposits of the same amount to this account, we’ll make the 50th for you of that same amount.

For more information please stop by your local branch or call (816) 525-3211 during normal business hours.